welcome to funeral cover
Losing a loved one is a difficult enough time without the added stress of excessive funeral costs to deal with. Funeral insurance is the answer. A funeral in Australia can cost in excess of $15,000, how will your loved ones manage to fund this at short notice? You can have the peace of mind knowing that your selected cover will be paid without uneccessary delay to your family, providing them with the financial support they need. With premiums starting from as little as 51c a day, there’s a level of cover to suit your needs.
- overview
- level of cover
- life insurance
- income protection
- trauma insurance
protect your family from the burdens of the cost of your funeral
- Guaranteed Cover if you are aged between 18 and 80 years of age
- Cover available for amounts of $5000, $10,000, $15,000 or $30,000
- Cover from 35c per day
- Apply online or by a simple 5 minute phone call. No confusing forms to fillout.
- NO Meetings, NO Medical, NO Interview required
- 30 day cooling off period
- Pay monthly or fortnightly
- Double Benefit if death is cased by an accident
You can gain peace of mind from as little as 51c per day for $5,000 cover, with a wide range of options to suit your needs and budget.
Funeral cover from $5,000 to $30,000!
With lump sum payments of $5,000, $10,000, $15,000 and $30,000, payable to your family, there is sure to be an option to suit your needs
Double Cover for Accidental Death
If death is the result of an accident, your chosen level of cover will be doubled - meaning the maximum payout your family will receive is $60,000.
How long would your family be able to meet their financial commitments without your income? If you have a partner and/or dependants, then you need life insurance!
Mortgage payments, car loans, education expenses as well as general living costs can mount up. A lump-sum life insurance payment will help your family to constinue to meet these costs.
Life insurance is not only for the main income earner, if you have a stay at home partner, there are significant expenses such as childcare should s/he pass away.
Should you be forced to stop working sue to a serious accident or illness, how long would you and your family be able to maintain your financial commitments? Living costs such as your mortgage, utilities and grocery costs will continue even when you are not able to earn an income!
What is Income Protection?
- a monthly benefit that pays you up to 75% of your income
- covers you for accidents, illnesses or major traumas.
- It pays you up until you return to work (after your waiting period),
- if you can’t return, up until retirement age being age 65 (depending onoccupation).
- Income protection is tax deductible making it more affordable
- ensures that you and your fmaily can carry on financially until you return to work.
Trauma Insurance bridges the gap which is left by life and TPD insurance paying you a lump-sum in the event of a diagnosis of a specified illness, including things like cancer, heart attack, stroke etc. Trauma insurance will assist you and your family should you be unable to work due to illness, especially at a time when spiralling medical costs could financially cripple your family
Consider…
if you were to be suffer a stroke and were to be off work for a couple of years due to hospitalisation and rehabilitation, your life insurance and your TPD insurance would not pay out because you will return to work one day, however your trauma insurance would give you that lump sum payment to ease the financial pressures of not working and to assist with medical costs.